Business Funding

Business Funding Built Around How You Grow.

Explore potential funding options for inventory, equipment, seasonal cash flow, and expansion—with a clear process built around the business behind the request.

Funding is supplied by independent third parties. Availability, approval, pricing, terms, and timing vary by provider and business.

Premium retail and fulfillment workspace with stocked shelving and a business performance dashboard
Funding FocusCapital Aligned to a Defined Priority.

Funding Priorities

Put Capital Behind the Right Priority.

Start with a specific business need. A defined use of funds creates a stronger review and a clearer way to compare potential options.

A large luxury furniture showroom with substantial finished-goods inventory
01

Inventory

Purchase the products and materials needed to meet demand, build assortments, or prepare for the next selling period.

An advanced industrial facility with a large CNC machining center
02

Equipment

Explore capital for machinery, technology, fixtures, or other equipment that can expand operating capacity.

A large distribution warehouse stocked with seasonal inventory and fulfillment lanes
03

Seasonal Cash Flow

Prepare for high-volume periods, bridge timing gaps, and support the operating cycle before revenue arrives.

A luxury flagship showroom nearing completion behind a glass storefront
04

Expansion

Support a new location, larger facility, expanded team, or another carefully planned stage of business growth.

Potential Funding Structures

The Right Structure Depends on the Business.

Depending on provider, jurisdiction, business fit, and intended use, more than one type of commercial funding may be considered.

01

Commercial Financing Programs

Depending on the program, repayment may be structured on a daily, weekly, biweekly, or monthly schedule.

02

Future Receivables Programs

Some businesses may consider a purchase of future receivables, including merchant cash advance structures. These are not traditional loans.

03

Equipment Finance & Leasing

Equipment-focused programs may help a business acquire or lease eligible operating assets while preserving other working capital.

Program availability and eligibility vary. Review all provider disclosures, agreements, costs, repayment obligations, and conditions before accepting an offer.

The Funding Process

A Clearer Path From Need to Decision.

MovablePay helps organize the request and coordinate the path. The funding provider retains the final decision.

  1. 01

    Tell Us What You Need

    Share the priority, intended use of funds, operating history, and a practical view of the business today.

  2. 02

    MovablePay Review

    Our internal underwriting and review team assesses completeness, business fit, and the most relevant next questions.

  3. 03

    Explore Provider Options

    When there appears to be a fit, we help coordinate the applicable provider process and explain the information requested.

  4. 04

    Provider Decision

    The applicable funding provider determines final approval, amount, pricing, repayment structure, conditions, and timing.

A privacy-safe business review workspace with a portfolio, performance charts, calculator, and pen

Prepare for a Productive Review

What to Have Ready.

Begin with the business fundamentals. If a provider later needs supporting documents, we will explain what is relevant and how to deliver it securely.

  • Business legal name, entity type, location, and contact information
  • Operating history, sales activity, and a general performance picture
  • The intended use of funds and the business priority it supports
  • Ownership information and any other details the provider may require
  • Supporting documents, delivered securely only after they are requested
Protect sensitive information

Do not submit Social Security numbers, tax IDs, bank or tax documents, account numbers, or payment-card information through the consultation scheduler.

Business Funding FAQ

Clear Answers Before You Begin.

The initial review is designed to clarify fit and next steps—not to promise an outcome before a provider completes its work.

What can business funding potentially support?

Depending on business fit and provider requirements, potential uses may include inventory, equipment, seasonal working capital, location or facility expansion, and other operating priorities. Eligible uses vary by program.

Does MovablePay make the final approval decision?

No. MovablePay has an internal underwriting and review team that can evaluate the request, help structure the submission, and coordinate next steps. Final approval, amount, pricing, repayment structure, conditions, and timing are determined by the applicable third-party funding provider.

What information is reviewed?

The review may consider the business profile, operating history, sales activity, intended use of funds, ownership information, and supporting documents requested for the applicable program. Requirements vary by provider and business.

Are all potential funding options traditional loans?

No. Depending on the provider and business fit, potential structures may include commercial financing, purchases of future receivables such as a merchant cash advance, or equipment finance and leasing. Each structure has different terms and obligations that should be reviewed carefully.

How quickly can a provider make a decision?

Timing depends on the provider, program, completeness of the application, supporting documentation, verification, and underwriting. MovablePay does not promise a particular approval or funding timeline.

Is starting a funding review an offer or guarantee?

No. A funding review is an initial conversation and is not an offer, approval, commitment, or guarantee of financing. Any actual offer is made separately by the applicable provider and is subject to its terms and requirements.

A Focused 30-Minute Phone Call

Start With a Funding Review.

Tell us what the business needs and what the capital would support. We’ll clarify the request, assess the next step, and explain the provider process if there appears to be a fit.

Please do not send sensitive financial or identity documents through this form.

1 Your Goals2 Select a Time3 Confirmed

Choose Your Starting Point

What Can We Help Move Forward?

Select a focus, then tell us a little about your business.

Consultation Focus