Payment Processing

Payment Processing Built Around How You Sell.

MovablePay aligns technology, pricing, and support with your business model—from retail counters to e-commerce checkout—so each decision is built around how you operate.

Serving businesses across the United States and Canada. Product and service availability varies by location and provider.

Clover Station Duo 2Clover Station Duo 2 with merchant display, customer payment screen, receipt printer, and cash drawer
IN-PERSONTwo screens. One connected checkout.
Hardware shown for illustration. Availability, configuration, compatibility, and approval vary.

Payment Cost Review

Start With Cost Clarity.

Before recommending a change, we examine the current payment setup, identify the primary cost and operating drivers, and clarify what is working, what is not, and what deserves a closer look.

Statement ReviewExecutive Summary
Sales volume
Effective cost
Pricing structure
Primary cost drivers

No projected savings or approval is assumed.

01

Pricing

Clarify pricing structure, fee categories, and the primary drivers of effective processing cost.

02

Deposits

Review settlement timing, funding patterns, holds, reserves, and operational dependencies.

03

Equipment

Evaluate hardware, software, integrations, compatibility, ownership, and contract obligations.

04

Support

Assess service responsiveness, chargeback support, reporting, and day-to-day account management.

Flexible Commerce

One Strategy. Every Channel.

The strongest setup connects technology and operations around the way customers actually buy—not around a one-size-fits-all product list.

01

In-Store Payments

Countertop, mobile, and tableside solutions shaped around transaction flow, staff needs, and the customer experience.

02

E-Commerce Payments

Online checkout and gateway strategy aligned with the platform, order flow, risk profile, and reporting requirements.

03

Connected Commerce

A coordinated approach to in-person and online payments, reporting, customer experience, and future growth.

Hardware & Platforms

Technology Chosen for the Business.

We evaluate the checkout environment, transaction flow, integrations, reporting, mobility, support needs, and provider compatibility before recommending equipment.

  • Countertop and mobile checkout
  • Single- and dual-screen configurations
  • E-commerce gateway and platform considerations
  • Implementation and ongoing account support
Clover Mini 3 countertop POS with an 8-inch touch screen and built-in receipt printer
Clover® from FiservMini 38-inch touch screen. Built-in receipt printer.
Genius countertop payment system
Global Payments / TSYSGenius™ Countertop POSFlexible single- or dual-screen checkout.

Hardware shown for illustration. Availability, configuration, processing compatibility, pricing, and approval vary. Trademarks belong to their respective owners.

From Review to Support

A Clear, Structured Process.

  1. 1

    Understand

    We learn how the business sells, how funds move, and what needs to improve.

  2. 2

    Review

    We examine statements, pricing, equipment, deposits, contracts, and support gaps.

  3. 3

    Compare

    We identify appropriate options and explain the operational and financial tradeoffs.

  4. 4

    Submit

    Our underwriting team structures the application and coordinates provider submission.

  5. 5

    Support

    We coordinate implementation and remain available after the account is operating.

Our Role

Guidance With Clear Lines of Responsibility.

MovablePay reviews the business, compares appropriate options, structures the application, coordinates provider submission, and supports implementation.

Final processing approval is determined by the applicable processor or sponsoring bank. Pricing, reserves, limits, equipment availability, settlement requirements, and other terms may be established by those parties under their agreements.

Payment Processing FAQs

Questions Worth Clarifying.

What is included in a payment review?

A review may cover recent processing statements, effective cost, fee structure, sales channels, equipment, deposits, chargebacks, support, and current agreement terms. The exact scope depends on the information you provide and the priorities you want to clarify.

Do I have to change processors after the review?

No. The purpose of the review is to create clarity. If the current setup remains appropriate, we will say so. If another option appears stronger, you can decide whether and when to move forward.

Can MovablePay support both retail and e-commerce payments?

Yes. We evaluate in-person, online, and connected commerce requirements. Product availability and integration compatibility vary by business, location, platform, processor, and provider approval.

Who makes the final processing approval decision?

MovablePay’s underwriting team evaluates and structures applications, but final processing approval is made by the applicable processor or sponsoring bank under its underwriting requirements.

What should I have ready for the first call?

Start with a short description of the business, how you sell, approximate monthly volume, current equipment or platform, and the issue you most want to solve. We will explain what supporting documents are relevant before you send anything sensitive.

A Focused 30-Minute Phone Call

Begin With Clarity.

Tell us how your business sells and what you want to clarify. We’ll identify the next decision and determine whether a payment review is the right starting point.

1 Your Goals2 Select a Time3 Confirmed

Choose Your Starting Point

What Can We Help Move Forward?

Select a focus, then tell us a little about your business.

Consultation Focus